WE'VE MOVED!

Our new address is:

         3006 Highway 49, Suite E  Cool, Ca 95614 

  

Since 1995, Mathews Mortgage has been helping thousands of people achieve their home financing goals.  While many mortgage companies have come and gone, our reputation as an honest, integrity based, no nonsense mortgage brokerage has kept our business thriving.  For over ten years we have consistently closed more home loans than any of our local competition.

Mathews Mortgage is centrally located in the heart of the Sacramento valley foothills in the town of Cool, California.  Situated directly between Placerville and Auburn on historic Highway 49, our immediate local area also includes Georgetown, Greenwood, Garden Valley and Pilot Hill, California.  However, because of our commitment to the latest and greatest communication technology, we can provide unsurpassed service no matter where your home is located. 

The advantage of working with our expert loan consultants is that we have access to the same loan programs and rates as the huge impersonal national mortgage corporations and banks, yet we can still offer personalized attention to every client.  We call it "Big city rates with small town accountability".   Our experienced loan consultants take great pride in finding the very best loan for your scenario.  The goal is to make you a lifetime client.  In fact 95% of our business is generated by referrals from previous clients.

Current loan programs being offered are:

  • Refinance loans to 100% financing
  • Home equity lines and fixed rate 2nd loans
  • 10, 15, 20, 30 and 40 year fixed rates
  • Construction loans
  • Lot loans
  • Adjustable Rate loans
  • Interest Only loans
  • Reverse Mortgages
  • 1st Time Homebuyers
  • VA loans
  • Manufactured home loans
  • Debt reduction Planning

If you are searching for home loan financing or just general good advice,  send us an email at info@mathewsmortgage.com. Give us a call at (530) 888-1123 or toll free (888) 880-1123 or apply online.  Our experts will help you make the best decision for your financial future. 

Please navigate our website to learn more about us, what we can do for you, and how easy it is to get started.

 


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Mortgage News:
 
MBS CLOSE: What Can Today Tell Us About Tomorrow?
3/10/2010 4:13 PM

Posted To: MBS Commentary

This is always the question right? I mean, after all, we already know what is available on our rate sheets at the moment, but the most valuable question always asks for tomorrow's MBS prices today. Forgetting for a moment that you'll usually LOSE more money thinking that wa...Read More
 
Mortgage Rates Rise Ahead of Treasury Auction. Fail to Recover Afterward
3/10/2010 3:48 PM

Posted To: Mortgage Rate Watch

Much like Monday, yesterday was a data-less day in the marketplace, leaving me at a loss for words and new guidance. Mortgage-backed securities prices did managed to move higher following a very strong 3 year Treasury debt auction, unfortunately MBS price appreciations were not str...Read More
 
MBS AFTERNOON: Mortgages Playing Follow the Leader with Benchmarks
3/10/2010 2:23 PM

Posted To: MBS Commentary

Heading into the 5pm "what a slow day in the mortgage market" marking period... The FN 4.0 is -0-03 at 98-01 yielding 4.189% and the FN 4.5 is flat on the day at 101 the rock yielding 4.39%. The secondary market current coupon is 4.33%. The CC yield is 61bps over the 10yr...Read More
 
FICO: Americans More Likely to Default on Mortgages than Credit Cards
3/10/2010 1:26 PM

Posted To: MND NewsWire

American consumers are now defaulting on their mortgages in even greater numbers than they are walking away from credit card debt. According to FICO's® Score Trends Service, this is a phenomenon that is historically unique. FICO said the mortgage default risk for consumers with high FICO sc...Read More
 
MBS LUNCH: 10 Year Treasury Auction Results and Reactions
3/10/2010 12:08 PM

Posted To: MBS Commentary

10 year auction has impressive demand, but at higher rates. 3.45 Bid To Cover, but 3.735 % high yield with 70.94% of the bids at high yield MBS and Treasuries both slightly better on the announcement 4.5's are now down only 2 ticks on the day at 100-29 and 10yr yields are back ...Read More
 
Loan Demand Stagnates. Only One Bright Spot in the Production Slowdown
3/10/2010 11:09 AM

Posted To: MND NewsWire

The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending March 5, 2010. The survey covers over 50 percent of all US residential mortgage loan applications taken by mortgage bankers, commercial banks, and thrifts. The data gives economists a l...Read More
 
MBS MORNING: Losing Ground As Benchmarks Back Up
3/10/2010 11:05 AM

Posted To: MBS Commentary

4.5 MBS down 6 ticks to 100-26 10yr Tsy about 5bps higher at 3.743 (vs. 5pm yesterday) Wholesale Trade Improves from -.8% to -.2%, but misses expectation of +.2%, no one cares Pre-Auction Concession + range dynamics weigh on 10's, MBS follow The movements in bonds this AM tells...Read More
 
Underwriters: Loan Quality Still in Need of Improvement; Interesting FICO Score Data; Will the Fed sell their MBS Holdings?
3/10/2010 10:22 AM

Posted To: Pipeline Press

At the last company Christmas party, loan agents lined up on one side of the room and the underwriters on the other side. The loan agents throw fire cracker at the underwriters...and the underwriters lit them and threw them back. A long-time underwriter wrote to me a...Read More
 
MBS OPEN: Rates Ticking Higher Just Because They Can
3/10/2010 7:40 AM

Posted To: MBS Commentary

Good Morning. I've had some great coaches in my lifetime...none better than my high school/juniors hockey skipper. Many of the messages he bestowed upon me have carried over from the locker room into my professional life. One of my favorites is the K.I.S.S principle. KEEP IT SI...Read More
 
The Day Ahead: Inventories, Budget Statement, Treasury Auction
3/10/2010 7:22 AM

Posted To: MND NewsWire

Investors this morning await the first real data to be released this week. But wholesale trade inventories isn’t a major market mover, nor is the afternoon’s budget statement, so it could be a quiet day if investors prefer to postpone trading until retail sales figures hit the headlines...Read More



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