Mortgage Blog

Hello  -  this is my first attempt at blogging. I will try to keep the content interesting.  Hopefully it will be useful information that will keep you better informed about the real estate and mortgage markets.  This blog will give you an insiders view of the markets, obviously it is always just an opinion, so keep that in mind. 

My background:  After I was discharged from the Air Force in 1985, I started selling residential real estate in the Livermore, Pleasanton area.  It did not take long to realize that I did not enjoy showing houses and driving all over the place, so I decided to start a side business buying foreclosed homes at the county auctions.  This worked quite well until I purchased a home that had title problems that could not be resolved without costing a large sum of money.   So, in 1987, I went to work for a motel/hotel real estate brokerage and began selling motels/hotels in Northern California.  My father also worked at the same company.  It was a great experience; My dad set a great example that I try to emulate each and every day: Honesty and integrity are the most important traits you can have.  If you put your clients best interest first, you will always be successful.

Unfortunately, due to the intense traveling demands and the start of my own family,  I decided to look for something where I could stay more grounded.  I tried working for a private money lender that sold trust deeds; however, I was very limited as to the availability of clients.  So finally in 1991, I went to work for a mortgage broker in Sacramento as a loan officer.  I realized very quickly that being a loan consultant was my calling.  Working with people to help improve their financial situations and working with numbers was and still is very enjoyable.  In 1995,  I moved to Cool, CA, started my own mortgage brokerage and have not looked back.   My experience in multiple real estate related fields enables me to offer a unique and comprehensive perspective that my clients can rely on for their financing decisions.

Anyway - that enough about me - just wanted to let you know that I do have the background that gives some credence to my blog opinions