WE'VE MOVED!

Our new address is:

         3006 Highway 49, Suite E  Cool, Ca 95614 

  

Since 1995, Mathews Mortgage has been helping thousands of people achieve their home financing goals.  While many mortgage companies have come and gone, our reputation as an honest, integrity based, no nonsense mortgage brokerage has kept our business thriving.  For over ten years we have consistently closed more home loans than any of our local competition.

Mathews Mortgage is centrally located in the heart of the Sacramento valley foothills in the town of Cool, California.  Situated directly between Placerville and Auburn on historic Highway 49, our immediate local area also includes Georgetown, Greenwood, Garden Valley and Pilot Hill, California.  However, because of our commitment to the latest and greatest communication technology, we can provide unsurpassed service no matter where your home is located. 

The advantage of working with our expert loan consultants is that we have access to the same loan programs and rates as the huge impersonal national mortgage corporations and banks, yet we can still offer personalized attention to every client.  We call it "Big city rates with small town accountability".   Our experienced loan consultants take great pride in finding the very best loan for your scenario.  The goal is to make you a lifetime client.  In fact 95% of our business is generated by referrals from previous clients.

Current loan programs being offered are:

  • Refinance loans to 100% financing
  • Home equity lines and fixed rate 2nd loans
  • 10, 15, 20, 30 and 40 year fixed rates
  • Construction loans
  • Lot loans
  • Adjustable Rate loans
  • Interest Only loans
  • Reverse Mortgages
  • 1st Time Homebuyers
  • VA loans
  • Manufactured home loans
  • Debt reduction Planning

If you are searching for home loan financing or just general good advice,  send us an email at info@mathewsmortgage.com. Give us a call at (530) 888-1123 or toll free (888) 880-1123 or apply online.  Our experts will help you make the best decision for your financial future. 

Please navigate our website to learn more about us, what we can do for you, and how easy it is to get started.

 




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Mortgage News:
 
Foreclosure Filings Drop. Prevention Policies Distorting Supply and Demand
3/11/2010 4:25 PM

Posted To: MND NewsWire

Today RealtyTrac® released its February U.S. Foreclosure Market Report. The RealtyTrac report shows that foreclosure filings, which include default notices, scheduled auctions, and bank repossessions declined 2 percent from January. A total of 308,524 properties in the United States received on...Read More
 
MBS AFTERNOON: Volatility Fades As Bonds Cling To The Edge
3/11/2010 2:37 PM

Posted To: MBS Commentary

The Edge: Both MBS 4.5's and 10yr notes are UNCHANGED at the moment For MBS, that's 100-30 and for the 10yr, that's just under 3.73 Verdict on this auction cycle: undecided... waiting for retail sales tomorrow and FOMC next week The snake continues to coil, but who will...Read More
 
FHA Commissioner: Raising the Down Payment Requirement Would Hurt Housing Recovery
3/11/2010 1:40 PM

Posted To: MND NewsWire

Increasing the minimum down payment required for a Federal Housing Administration (FHA) loan from 3.5 percent to 5 percent could be a double whammy, affecting both potential homebuyers and the economy as a whole according to David H. Stevens, FHA Commissioner. At the same time, a lower loan to valu...Read More
 
MBS LUNCH: 30 Year Bond Auction Results and Reactions
3/11/2010 12:09 PM

Posted To: MBS Commentary

The previously discussed auction concession must have been sufficient because the long bond auction went very well. Overall, auction demand was well above average---2.89 bids were submitted for every one accepted by the Treasury. 82% of the auction was taken down at the high yield ...Read More
 
Mortgage Portmanteaus -- Brankers and Broanchers vs. Net Branches
3/11/2010 11:48 AM

Posted To: The Garrett Watts Report

A portmanteau means a blend of two or more words and their meanings into one new word. An example is the word brunch meaning breakfast +lunch. Another is smog meaning a combination of smoke and fog. Some would consider a portmanteau a type of word morphing and we agree. Mortgag...Read More
 
MBS MORNING: Supply Concessions Set Up. Targets Outlined
3/11/2010 10:37 AM

Posted To: MBS Commentary

The main theme in the rates market this morning has been a set up for the last Treasury auction of the week :$13 billion 30s. Results to be released at 1pm. The auction supply concession is obvious when looking at both price action outright as well as the long bond's performanc...Read More
 
Lenders Relaxing Non-Agency ARM Regs; High Cost Loan Reporting Guidance; Negative Convexity Defined; New Mortgagee Letter
3/11/2010 9:56 AM

Posted To: Pipeline Press

Who says numbers aren't fun? A top muni bond analyst at Wells Fargo sent THIS to me. Numbers are fun! Sometimes time drags, and sometimes it flies. I came to this brilliant observation yesterday while waiting in the California DMV, waiting for my 15 year old daug...Read More
 
MBS OPEN: Speculative Signs of Reversal in Benchmarks
3/11/2010 7:52 AM

Posted To: MBS Commentary

Good Morning. A nationwide strike has essentially shut down Greece. From the AP : "Thursday's strike — the second in a week — brought the country to a virtual standstill, grounding all flights and bringing public transport to a halt. State hospitals were left w...Read More
 
The Day Ahead: Chinese Inflation Drives Domestic Stocks Lower
3/11/2010 7:21 AM

Posted To: MND NewsWire

Speculation that China may have to tighten its economic policy is pulling investor sentiment lower this morning. Amid positive data on industrial production and retail sales, Chinese CPI climbed 2.7% in February, indicating that the central bank may have to take a more serious approach to slow down...Read More
 
MBS CLOSE: What Can Today Tell Us About Tomorrow?
3/10/2010 4:13 PM

Posted To: MBS Commentary

This is always the question right? I mean, after all, we already know what is available on our rate sheets at the moment, but the most valuable question always asks for tomorrow's MBS prices today. Forgetting for a moment that you'll usually LOSE more money thinking that wa...Read More




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