Since 1995, Mathews Mortgage has been helping thousands of people achieve their home financing goals.  While many mortgage companies have come and gone, our reputation as an honest, integrity based, no nonsense mortgage brokerage has kept our business thriving.  For over ten years we have consistently closed more home loans than any of our local competition.

Mathews Mortgage is centrally located in the heart of the Sacramento valley foothills in the town of Cool, California.  Situated directly between Placerville and Auburn on historic Highway 49, our immediate local area also includes Georgetown, Greenwood, Garden Valley and Pilot Hill, California.  However, because of our commitment to the latest and greatest communication technology, we can provide unsurpassed service no matter where your home is located. 

The advantage of working with our expert loan consultants is that we have access to the same loan programs and rates as the huge impersonal national mortgage corporations and banks, yet we can still offer personalized attention to every client.  We call it "Big city rates with small town accountability".   Our experienced loan consultants take great pride in finding the very best loan for your scenario.  The goal is to make you a lifetime client.  In fact 95% of our business is generated by referrals from previous clients.

Current loan programs being offered are:

  • Refinance loans to 100% financing
  • Home equity lines and fixed rate 2nd loans
  • 10, 15, 20, 30 and 40 year fixed rates
  • Construction loans
  • Lot loans
  • Adjustable Rate loans
  • Interest Only loans
  • Reverse Mortgages
  • 1st Time Homebuyers
  • VA loans
  • Manufactured home loans
  • Debt reduction Planning

If you are searching for home loan financing or just general good advice,  send us an email at info@mathewsmortgage.com. Give us a call at (530) 888-1123 or toll free (888) 880-1123 or apply online.  Our experts will help you make the best decision for your financial future. 

Please navigate our website to learn more about us, what we can do for you, and how easy it is to get started.

 


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Mortgage News:
 
Mid-Day Recap: Labor Reports Send Markets into Freefall
7/2/2009 10:23 AM
The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years. “The heavy loss of jobs in June is a warning...Read More
 
The Day Ahead: Markets Hesitant Ahead of Employment Data
7/2/2009 7:16 AM
Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month’s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbe...Read More
 
HARP Guidelines Allow for 125% LTV. Originators Still Skeptical
7/1/2009 4:52 PM
The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, w...Read More
 
Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications
7/1/2009 12:26 PM
A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(Read More
 
Mixed Data for Real Estate, ISM Index Improves
7/1/2009 9:53 AM
Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(Read More
 
Mortgage Applications Nosedive in Late June
7/1/2009 7:49 AM
Demand for mortgage loans simply plummeted in the final week of June, even as mortgage rates once again moderated, according to a weekly industry index. The Mortgage Bankers Association said the Market Composite Index, a measure of loan application volume...(Read More
 
The Day Ahead: Markets Optimistic Ahead of Big Day
7/1/2009 7:11 AM
The first trading session of the third quarter is a heavy one for markets. Just one day ahead of the June employment figures, markets will get the closely watched ISM Manufacturing Index, the Pending Home Sales Index, the ADP private employment report...(Read More
 
Fannie Mae Expands Portfolio, Delinquencies Rising
6/30/2009 9:02 AM
Fannie Mae, the mortgage goliath taken under government control last September, yesterday announced that its portfolio expanded by an annual rate of 35.1% in May, marking a stark contrast to the 19.2% decline in April. In its summary of monthly highlights...(Read More
 
Case-Shiller Says Pace of Home Price Declines Slowed in April
6/30/2009 8:52 AM
Contrary to expectations, the rapid decline of home prices showed signs of stabilization in April, according to the Case-Shiller Home Price Index, the most influential recorder of prices. The 10-city composite index, which looks at ten major metropolitan...(Read More
 
The Week Ahead: Holiday Shortened Calendar
6/29/2009 7:17 AM
The transition from June to July offers a packed schedule for investors. No data comes out Monday and Friday is a holiday, but the three days in between present key data and numerous speeches covering all fronts of the economy. The S&P 500 has gained...(Read More



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